Pedestrians who are injured by negligent automobile operators have similar rights and available insurance coverage as those individuals who are injured through no fault of their own while operating a motor vehicle. Most state laws have special protections for pedestrians using crosswalks as well as when it comes to pedestrians using any part of the roadway. Even if the negligent driver does not carry insurance or enough insurance coverage, other insurance coverage may be available to you within your household, including but not limited to, uninsured/underinsured motorist coverage on your vehicle or a family member's vehicle residing in your household.
As with any injury claim, including pedestrian injuries, be sure to contact a personal injury attorney immediately before speaking to insurance adjusters. Do a simple internet search, and you will see how speaking with insurance adjusters is never wise without counsel. Remember, even your own insurance company doesn't want to pay you any money, no matter how much you are injured.
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